It is clear that you have taken the time to really think this through. I like how you first admitted your doubts and then went ahead to check things out for yourself instead of just dismissing the project. I really like that about you as it actually bring a balance. It is always good to make inquiry first or be sure before taking a step or decision.
I also agree with you that adding more real use cases for HBD is a good step forward. If it can work as a payment option in everyday life, like loyalty programs or local shops, then it makes Hive more practical. I think keeping an open mind, like you said, and watching how the project grows is the best approach.