3 - I'd rather have food in my pantry than spend money on superficial things, but most people want to project a status they don't have. That's why Latin Americans are condemned to never escape the abyss.
I'd never thought I'd see someone from Latin America admit this, but you're very different in many regards. You can count Africa in as well. I see them parading with iPhones in the dirt, when they don't have a penny to spend tomorrow. Pure madness.
While millionaires and well off people are wearing plain clothes and driving middle category cars, trying to keep a low profile, because no need for attention and that's the right attitude.
I guess some people deserve their faith, saying this without any cruelty.
When you have the chance to change your life and have a decent living, yet you choose to spend money you can't afford on all the garbage you don't need ... what more can I say. It's a choice.