Now, once you have a big enough stack of HP, the three percent interest on the HP helps you out, too ... and, once you have enough HBD, the interest helps you out there too ... but it starts with a solid foundation!
You're welcome! I love encouraging Hivers who are ALREADY making smart moves ... after six years here and seeing the good, the bad, and the UGLY, you and @coyotelation working these things out are REFRESHING!
Each person doing their part helps a lot to contribute to the community. We are all important.
You're welcome and EXACTLY. This is the community spirit we want to encourage, and we all can do our part!
