Yes, kind of like a bank, but really a completely new model. People deposit fiat and receive $STRC (or a similar asset) in their account, designed to have low to near-zero volatility. At the same time, they earn a monthly dividend of around 8–12%. They can withdraw or sell anytime they need access to their money. The dividend essentially comes from monetizing Bitcoin’s volatility, as $MSTR uses incoming funds to accumulate BTC.